Financial Characteristics for
Housing Units With a Mortgage (2021)

Adams County County
Housing Units Percentage Housing Units Percentage
Owner-occupied housing units with a mortgage6,278100%0%
With either a second mortgage, or home equity loan, but not both96315.3%0%
Second mortgage only1592.5%0%
Home equity loan only80412.8%0%
Both second mortgage and home equity loan00%0%
No second mortgage and no home equity loan5,12281.6%0%
Housing Units Value
Less than $50,0001221.9%0%
$50,000 to $99,9991,55824.8%0%
$100,000 to $299,9993,71759.2%0%
$300,000 to $499,99963310.1%0%
$500,000 or more2484%0%
Median (dollars)$143,900---$---

Financial Characteristics for
Housing Units Without a Mortgage (2021)

Adams County County
Housing Units Percentage Housing Units Percentage
Owner-occupied housing units without a mortgage3,601100%0%
Less than $50,0001865.2%0%
$50,000 to $99,99985623.8%0%
$100,000 to $299,999212559%0%
$300,000 to $499,9993299.1%0%
$500,000 or more1052.9%0%
Median (dollars)$148,300---$---

Household Income (12 months) (2021)

Adams County County
With Mortgage Without Mortgage With Mortgage Without Mortgage
Less than $10,0003.4%3.7%3.4%3.7%
$10,000 to $24,9997.5%12.0%7.5%12.0%
$25,000 to $34,9997.4%14.4%7.4%14.4%
$35,000 to $49,99913.8%11.6%13.8%11.6%
$50,000 to $74,99925.0%20.3%25.0%20.3%
$75,000 to $99,99918.3%15.2%18.3%15.2%
$100,000 to $149,99917.7%16.7%17.7%16.7%
$150,000 or more6.9%6.0%6.9%6.0%
Median household income$66,903$56,207$66,903$56,207

Ratio of House Value
to Household Income (2021)

Adams County County
With Mortgage Without Mortgage With Mortgage Without Mortgage
Less than 2.041.6%37.7%41.6%37.7%
2.0 to 2.925.6%19.1%25.6%19.1%
3.0 to 3.98.7%19.3%8.7%19.3%
4.0 or more23.3%21.9%23.3%21.9%
Not computed0.8%2.1%0.8%2.1%